Shop hundreds of affordable pre-owned cars from more than 20 major auto brands – all located at top dealers.
Get a car from the comfort of any device and get it delivered right to your front door.
Flex also offers a great deal of choice when it comes to what vehicles are offered, whether you're looking for a luxury car, a truck or SUV.
Flex car leasing is the new smarter way to own a luxury vehicle for half the price of traditional ownership with no strings attached.
Flex used car leasing is the future for cost-conscious car lovers.
It’s an idea that’s already got support from car manufacturers like BMW, Mercedes, and Cadillac.
Enter Flex, which is a two-year-old startup where you choose a used vehicle, get approved, and complete the transaction all online.
A Flex auto lease takes advantage of both a used car purchase and an automotive lease all in one simple payment, which is up to 40% less than the alternatives.
$1098/mo
$487/mo
$1375/mo
Shop thousands of affordable pre-owned cars from more than 20 major auto brands – all located at top dealers.
Search for your perfect car by make, model, body style, price and more.
View vehicle photos and details – and even make a custom list of favorites to help you narrow things down.
Create an account to see personalized pricing – and get on the road to making this official!
We have a simple business model, no dealerships, no salespeople and no inventory. The ability to cut out those expenses allow us to focus on the business of only lending money.
Dealerships cost tens of millions of dollars and the monthly expenses to support a dealership are astronomical.
Flex offers direct to consumer lease deals therefore no sales teams and no staff to support.
Because Flex works directly with nationwide dealerships we don’t hold any of our own inventory and focus on lending.
The optimal time to buy a car, especially luxury vehicles, is a two year old vehicle.
This is the timeline that offers the best value with the lowest amount of loss in value.
Flex connects you with trusted banking partners to offer a first-of-its-kind pre-owned car lease. You pick a two-year-old vehicle from our network of dealerships, get approved through one of our lending partners, and complete the entire transaction online. The car ships to your door or you pick it up at the dealer — your choice.
Every vehicle in the Flex program is approximately two years old. That timing matters. Cars lose the largest share of their value during the first two years of ownership, and a two-year-old vehicle still carries the remainder of its original factory warranty. You get a nearly new car at a fraction of the original sticker price, backed by manufacturer warranty coverage for the full length of your lease.
Your Flex lease runs 24 months with 12,000 miles per year included. At the end of the lease, you can return the vehicle or purchase it outright. There are no hidden costs — just a $99 start fee, your monthly payment (which varies based on the vehicle's retail price), and applicable state taxes based on where the car is registered.
Search thousands of certified pre-owned vehicles from brands like BMW, Mercedes-Benz, Toyota, Honda, Audi, Lexus, Cadillac, and more. Filter by make, model, body style, year, and monthly payment. Every car in our inventory is approximately two years old, located at a vetted dealership in the Flex network.
Create an account to see personalized lease pricing on any vehicle. Flex works with multiple banking partners to match you with the right financing option. The approval process happens entirely online — no visits to a dealership, no sitting across from a salesperson, no pressure.
Once approved, your car ships directly to your front door. Prefer to pick it up in person? You can collect it from the dealership. Either way, the process is simple. Shipping is currently free as part of our ongoing promotion.
Buying or leasing a brand-new car means absorbing the steepest depreciation hit in the vehicle's life. A new car loses roughly 20 to 30 percent of its value in the first year alone, and another 15 percent in year two. By the time a vehicle reaches its second birthday, it has already shed the most expensive portion of its total depreciation.
Flex takes advantage of that reality. Every car in the Flex program is approximately two years old — old enough to have cleared the worst depreciation, young enough to still carry the original factory warranty. You drive a vehicle that looks and feels nearly new, with full manufacturer warranty protection, at a monthly payment that can run 40 percent below a comparable new-car lease.
This approach also means the cars in the Flex program come with documented service histories and have passed through dealership inspections. You get the reliability of a nearly new car without the financial penalty of being the first owner.
Flex offers pre-owned car leases on more than 20 major auto brands, including BMW, Mercedes-Benz, Audi, Lexus, Toyota, Honda, Cadillac, Ford, Chevrolet, and many more. Our network of dealerships stocks thousands of vehicles across the lower 48 states.
Every Flex lease starts at $99 regardless of the vehicle. Your monthly payment depends on the retail price of the car you choose, and applicable tax is calculated based on the state where the vehicle is registered.
Every Flex lease runs 24 months. You get 12,000 miles per year included in the lease. Any mileage over the 24,000-mile total is charged at 30 cents per mile.
Yes. You can have the car delivered directly to your door, or pick it up at the dealership. Flex currently offers free shipping as an ongoing promotion.
At the end of your 24-month lease, you can return the vehicle or purchase it. A return fee applies if you choose to send the car back.
No. Flex operates without its own dealerships, salespeople, or vehicle inventory. Flex partners directly with a network of established car dealers across the lower 48 states. By cutting out traditional overhead — dealership facilities, sales teams, and inventory carrying costs — Flex focuses exclusively on connecting you with affordable lease financing through our banking partners.
Yes. If you find a vehicle at a dealership that is not currently in the Flex network, contact us and we can work to introduce that dealer to the program so you can still lease through Flex.
Yes. Because Flex only leases two-year-old vehicles, every car in the program still carries the remainder of its original manufacturer warranty. That coverage typically lasts for the full duration of your 24-month lease.
Flex delivers pre-owned car leases to customers across the lower 48 states. Our network of partnered dealerships spans the country, giving you access to thousands of vehicles regardless of where you live. Whether you are in Los Angeles, New York, Miami, Chicago, Dallas, Seattle, or anywhere in between, Flex can match you with the right car and the right lease.
